托举万亿新兴产业：低空经济保险的创新之路随着无人机、电动垂直起降飞行器等新型航空器的快速普及，一个万亿级的新兴市场——低空经济正在崛起。在这个充满机遇与挑战的新领域，风险管理的重要性日益凸显。近年来，保险公司积极创新，为这一朝阳产业的发展提供了重要的风险保障。在试飞阶段， insurers have demonstrated remarkable foresight by introducing specialized insurance products tailored for the unique risks associated with experimental flights. These innovative solutions not only protect against potential losses but also provide crucial support for advancing new technologies. For commercial applications, insurers are collaborating closely with industry leaders to develop comprehensive coverage plans that address the diverse risks encountered in various operational scenarios. This partnership approach ensures that insurance solutions evolve in tandem with the rapidly changing technology landscape. Government and regulatory bodies have also recognized the importance of establishing a robust insurance framework for low-altitude operations. In广东, pioneering initiatives such as the first "Low-Altitude Flight器 Insurance" policy have been implemented to provide comprehensive protection against operational risks. Despite these advancements, challenges remain. The current insurance products often fail to fully meet the dynamic risk management needs of this rapidly evolving sector. Insurers are therefore investing heavily in research and development to create more sophisticated solutions that can scale with the industry's growth. As the low-altitude mobility market continues to expand, the role of insurance will become increasingly critical in enabling innovation and fostering confidence among stakeholders. With forecasts suggesting a potential market size of 80-100 billion yuan by 2035, the future for insurance in this sector looks promising, provided insurers continue to innovate and adapt to meet the emerging needs of the low-altitude economy. This transformation presents an exciting opportunity for insurers to expand their role beyond traditional risk assessment, into areas such as data analytics, risk mitigation services and technological collaboration. By embracing these new challenges, the insurance industry can play a pivotal role in supporting the sustainable growth of the low-altitude economy.

责编：诗婷婷

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